Tuesday, June 28, 2022All homeowners should have homeowners insurance to protect them from having to pay significant out-of-pocket expenses following an accident. In some cases, a home inspection is required to obtain a homeowners insurance policy. Insurance carriers may use a home inspection to determine the level of risk they are taking on by insuring your home to set your premiums. READ MORE >>
Tuesday, May 24, 2022Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>
Tuesday, April 26, 2022 Ever wonder how insurance companies determine the rates for your auto insurance? Although algorithms and other mathematical computations generally aren’t made publicly available, you can effectively estimate factors that determine your rate by understanding risks, which will help you lower the cost of your car insurance. READ MORE >>
Wednesday, March 23, 2022Boat insurance may not seem necessary. Many of today’s boat owners put a lot of time and effort into protecting their boats. And you may spend a good deal of time out on the open water, far away from other people. Yet, boats, like most valuable assets, need insurance protection to safeguard that value. READ MORE >>
Wednesday, February 16, 2022Thinking about adding a new four-legged family member? You might want to consider more than the opinions of your family and friends before you make that decision. Another opinion you probably should give some consideration to is that of your insurance company. READ MORE >>
Wednesday, January 12, 2022When you're in your 20s or 30s, you've hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren't married or if you don't have children. READ MORE >>
Tuesday, November 30, 2021When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.
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Thursday, November 25, 2021Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>
Tuesday, November 23, 2021A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>
Thursday, November 18, 2021In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.
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